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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Albuquerque, East Mountains, Placitas and Bernalillo real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Albuquerque, East Mountains, Placitas and Bernalillo, New Mexico

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Mexico Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Albuquerque, East Mountains, Placitas and Bernalillo

Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Q	What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?
A	George Burns Drive and Gracie Allen Way
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Sandi Reeder and Associates, REALTOR®, real estate agents and broker for Albuquerque, East Mountains, Placitas and Bernalillo, New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandi Reeder and Associates
Keller Williams Realty
9201 Montgomery NE, Ste 101
Albuquerque, NM. 87111
Phone: 505-271-8200
Fax: 505-323-3291
Email: Sandi@SandiReeder.com
Say Yes to CRS! Buying or selling a home can seem like an overwhelming task. But the right REALTOR can make the process easier-and more profitable. A Certified Residential Specialist (CRS), with years of experience and success will help you make smart decisions in a fast-paced, complex and competitive real estate market. To recieve the CRS Designation, REALTORS must demonstrate outstanding professional achievements - including high-volume sales - and pursue advanced training in areas such as finance, marketing, and technology. They must also maintain membership in the NATIONAL ASSOCIATION OF REALTORS and abide by its Code of Ethics. Work with the top 4 percent of REALTORS in the nation. Contact a CRS today.

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